When you've been rejected by the leading issuers for having a history of bad credit, it isn't the end of the world. You can still get approval for the best prepaid reloadable credit cards online. There are no credit checks and they're available to both employed and unemployed people.

As you're loading your own money onto the card and not applying for a credit limit, no risk is assumed by the lender. Your application for a prepaid MasterCard will always be approved, even when you've been rejected by the leading issuers.

Prepaid MasterCards

You'll need to pay a £9.99 setup fee for the BlueSky prepaid MasterCard and £4.45 for the pay monthly facility. This entitles you to a number of benefits, the most important of which are the "credit booster", the free loading of funds via bank transfer and lower miscellaneous charges. If you don't have a bank account, an employer can deposit your monthly wages directly onto your new card. Just complete the online form.